Karin is in her 4th year with Spencer Financial in an ever increasing capacity! With a B.Ed. and a M.Ed. specializing in Special Education, Karin is tasked with a number of roles. Primarily she uses her extraordinary organizational skills to keep Bob on track. She provides additional office and client management support to Diane, Chris and Ryan and is also passionately committed to maintaining the highest degree of compliance standards at Spencer Financial. She also makes great cakes!
CLU (Chartered Life Underwriter): This designation is granted by the Canadian Association of Insurance and Financial Advisors. It is a 12-course program that covers a broad array of insurance and financial subjects including taxation, life insurance and estate planning.
ChFC (Chartered Financial Consultant): This designation is also granted by the Canadian Association of Insurance and Financial Advisors. It is a three-course program that specializes in advanced investment and financial planning strategies.
RHU (Registered Health Underwriter): This designation attests to expertise in all areas of living benefits, including income replacement, critical illness protection and long-term care.