BComm, RHU – Financial Security Advisor
After graduating from Concordia University with a finance major and a Bachelor of Commerce degree, Chris spent seven years working with the Freedom 55 Financial Group. He joined the R.J. Spencer Financial Group in December 2003.
Chris is committed to growing his practice and supporting the promise made to all the R.J. Spencer Financial Group’s valued clients. To better serve all of the clients in the rapidly growing “Living Benefits” insurance market, Chris has obtained his RHU designation. Because of the unprecedented need for individually-owned Disability Insurance, the demand for Critical Illness insurance and an impending demand for Long-Term Care insurance, Chris’ knowledge and understanding in these special fields makes him a valuable asset to all of our clients.
514-697-5800 Ext. 202
CLU (Chartered Life Underwriter): This designation is granted by the Canadian Association of Insurance and Financial Advisors. It is a 12-course program that covers a broad array of insurance and financial subjects including taxation, life insurance and estate planning.
ChFC (Chartered Financial Consultant): This designation is also granted by the Canadian Association of Insurance and Financial Advisors. It is a three-course program that specializes in advanced investment and financial planning strategies.
RHU (Registered Health Underwriter): This designation attests to expertise in all areas of living benefits, including income replacement, critical illness protection and long-term care.